⚠️ IMPORTANT NOTICE

Corey Francis is not yet officially registered as a certified Mortgage Loan Originator (MLO) in the state of Arizona. This website is under active development. No loan applications are currently being accepted. All information is for educational purposes only.

For inquiries about future MLO services, please email: mlo@penguinprotect.com

Development Status

Transparent Timeline & Progress Updates

Live Updates
Transparent Process

Current Status Overview

Platform Infrastructure

Complete

Payment Processing

Active

MLO Licensure

In Progress

Sponsor Acquisition

Pending

Development Timeline

Expected milestones and completion dates

Q1 2025

In Progress

NMLS Exam Preparation & Completion

  • • Complete NMLS pre-licensing education
  • • Pass NMLS national exam
  • • Submit NMLS application
  • • Begin state-specific requirements

Q2 2025

Planned

Arizona State Licensure

  • • Complete Arizona-specific requirements
  • • Submit state license application
  • • Complete background checks
  • • Obtain Arizona MLO license

Q3 2025

Planned

Sponsor Relationship & Compliance

  • • Secure sponsor relationship
  • • Complete compliance procedures
  • • Set up E&O insurance
  • • Finalize operational procedures

Q4 2025

Planned

Service Launch & Marketing

  • • Launch MLO services
  • • Begin marketing campaign
  • • Notify interest list
  • • Start accepting applications

What's Ready Now

Technology Platform

  • Secure Next.js application
  • Supabase database with RLS
  • Stripe payment processing
  • Email notification system
  • Professional UI/UX design

Business Infrastructure

  • PenguinProtect LLC established
  • MS365 Business email
  • Professional branding
  • Secure credential management
  • Compliance documentation

What's Pending

Licensing Requirements

  • NMLS license certification
  • Arizona state licensure
  • Background check completion
  • Continuing education setup

Business Requirements

  • Sponsor relationship
  • E&O insurance policy
  • Compliance procedures
  • Marketing materials

Key Features Preview

What to expect when MLO services launch

Secure Platform

Bank-level security with encrypted data transmission and secure document storage.

Fast Processing

Streamlined application process with real-time updates and digital document management.

Personal Service

Dedicated support throughout the loan process with transparent communication.

Best Rates

Competitive rates and terms with access to multiple lenders and loan programs.

Stay Updated

Get notified about progress and launch updates

Email Updates

mlo@penguinprotect.com

Send Email

Phone

Coming Soon

Office

Arizona (Location TBD)

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